Privacy Policy
This Privacy Policy describes our policies and procedures on the collection, use and disclosure of your
information when you use the Service and tells you about your privacy rights and how the law protects
you.
For the purposes of this section, Personal Information will be understood in accordance with the
definition provided in the Protection of Personal Information Act 4 of 2013 (“the Act”). Yield Group
(Pty) Ltd also subscribes to the principles for electronically collecting personal information outlined in
the Act, and the further legislation referred to therein. we endeavour to ensure the quality, accuracy
and confidentiality of Personal Information in our possession.
In adopting this Privacy Policy, we wish to balance our legitimate business interests and your
reasonable expectation of privacy. Accordingly, we will take all reasonable steps to prevent
unauthorised access to, or disclosure of your Personal Information. However, it is impossible to
guarantee that your Personal Information shall be 100% secure.
Interpretation and Definitions
Interpretation
The words of which the initial letter is capitalized have meanings defined under the following
conditions. The following definitions shall have the same meaning regardless of whether they appear
in singular or in plural.
Definitions
For the purposes of this Privacy Policy:
• Account means a unique account created for you to access our Service or parts of our Service.
• Company(referred to as either “the Company”, “we”, “Us” or “Our” in this Agreement) refers
to Yield Group (Pty)
• Cookies are small files that are placed on your computer, mobile device or any other device
by a website, containing the details of your browsing history on that website among its many
uses.
• Country refers to: South Africa
• Device means any device that can access the Service such as a computer, a cell phone or a
digital tablet.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the website.
• Service Provider means any natural or legal person who processes the data on behalf of the
Company. It refers to third-party companies or individuals employed by the Company to
facilitate the Service, to provide the Service on behalf of the Company, to perform services
related to the Service or to assist the Company in analysing how the Service is used.
• Usage Data refers to data collected automatically, either generated by the use of the Service
or from the Service infrastructure itself (for example, the duration of a page visit).
• website refers to Yield Group (Pty) Ltd, accessible from https:// Yield Group (Pty) Ltd.co.za/
• you means the individual accessing or using the Service, or the company, or other legal entity
on behalf of which such individual is accessing or using the Service, as applicable.
Collecting and Using your Personal Data
Types of Data Collected
Personal Data
While using Our Service, we may ask you to provide Us with certain personally identifiable information
that can be used to contact or identify you. Personally, identifiable information may include, but is not
limited to:
• Email address
• First name and last name
• Phone number
• Address, State, Province, ZIP/Postal code, City
• Physical address
• Usage Data
• Bank account details
• Credit/debit card information
Usage Data
Usage Data is collected automatically when using the Service.
Usage Data may include information such as your Device’s Internet Protocol address (e.g., IP address),
browser type, browser version, the pages of our Service that you visit, the time and date of your visit,
the time spent on those pages, unique device identifiers and other diagnostic data.
When you access the Service by or through a mobile device, we may collect certain information
automatically, including, but not limited to, the type of mobile device you use, your mobile device
unique ID, the IP address of your mobile device, your mobile operating system, the type of mobile
Internet browser you use, unique device identifiers and other diagnostic data.
we may also collect information that your browser sends whenever you visit our Service or when you
access the Service by or through a mobile device.
Cookies and Tracking Technologies
Yield Group may use cookies. A cookie is a small piece of information stored on your computer or
smart phone by the web browser. The two types of cookies used on the website are described below:
“Session cookies”: These are used to maintain a so-called ‘session state’ and only lasts for the duration
of your use of the website. A session cookie expires when you close your browser, or if you have not
visited the server for a certain period of time. Session cookies are required for the Platform to function
optimally but are not used in any way to identify you personally.
“Permanent cookies”: These cookies permanently store a unique code on your computer or smart
device hard drive, in order to identify you as an individual user. No Personal Information is stored in
permanent cookies. you can view permanent cookies by looking in the cookies directory of your
browser installation. These permanent cookies are not required for the Yield Group (Pty) Ltd website
to work but may enhance your browsing experience.
Links from Yield Group (Pty) Ltd.
Yield Group (Pty) Ltd., and the services available through the website, may contain links to other third-
party websites, including (without limitation) social media platforms, payment gateways, appointment
scheduling and/or live chat platforms (“Third Party websites”). If you select a link to any third-party
website, you may be subject to such third-party website’s terms and conditions and/or other policies,
which are not under the control, nor responsibility, of Yield Group (Pty) Ltd..
Hyperlinks to Third Party websites are provided “as is”, and Yield Group (Pty) Ltd. does not necessarily
agree with, edit or sponsor the content on Third Party websites.
Yield Group (Pty) Ltd. does not monitor or review the content of any third-party website. Opinions
expressed or material appearing on such websites are not necessarily shared or endorsed by us and
we should not be regarded as the publisher of such opinions or material. Please be aware that we are
not responsible for the privacy practices, or content, of other websites, either.
Users should evaluate the security and trustworthiness of any third-party website before disclosing
any personal information to them. Yield Group (Pty) Ltd. does not accept any responsibility for any
loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties
of personal information.
Application Of the Electronic Communications and Transactions Act 25 Of 2002 (“Ect Act”)
Data Messages (as defined in the ECT Act) will be deemed to have been received by Yield Group (Pty)
Ltd. if and when Yield Group (Pty) Ltd. responds to the Data Messages.
Data Messages sent by Yield Group (Pty) Ltd. to a user will be deemed to have been received by such
user in terms of the provisions specified in section 23(b) of the ECT Act.
Users acknowledge that electronic signatures, encryption and/or authentication are not required for
valid electronic communications between users and Yield Group (Pty) Ltd..
Information to be provided in terms of section 43(1) of the ECT Act:
Users warrant that Data Messages sent to Yield Group (Pty) Ltd. from any electronic device, used by
such user, from time to time or owned by such user, were sent and or authorised by such user,
personally.
This website operated by Yield Group (Pty) Ltd., a private business owned and operated in accordance
with the laws of the Republic of South Africa.
we use tracking technologies to track the activity on Our Service and store certain information.
Tracking technologies used are beacons, tags, and scripts to collect and track information and to
improve and analyse Our Service. The technologies we use may include:
• Cookies or Browser Cookies. A cookie is a small file placed on your Device. you can instruct
your browser to refuse all Cookies or to indicate when a Cookie is being sent. However, if you
do not accept Cookies, you may not be able to use some parts of our Service. Unless you have
adjusted your browser setting so that it will refuse Cookies, our Service may use Cookies.
• Flash Cookies. Certain features of our Service may use local stored objects (or Flash Cookies)
to collect and store information about your preferences or your activity on our Service. Flash
Cookies are not managed by the same browser settings as those used for Browser Cookies. For
more information on how you can delete Flash Cookies, please read “Where can I change the
settings for disabling, or deleting local shared objects?” available
at https://helpx.adobe.com/flash-player/kb/disable-local-shared-objects-
flash.html#main_Where_can_I_change_the_settings_for_disabling__or_deleting_local_shar
ed_objects_
• web Beacons. Certain sections of our Service and our emails may contain small electronic files
known as web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs) that
permit the Company, for example, to count users who have visited those pages or opened an
email and for other related website statistics (for example, recording the popularity of a certain
section and verifying system and server integrity).
Cookies can be “Persistent” or “Session” Cookies. Persistent Cookies remain on your personal
computer or mobile device when you go offline, while Session Cookies are deleted as soon as you close
your web browser. Learn more about cookies: Cookies: What Do They Do?.
we use both Session and Persistent Cookies for the purposes set out below:
• Necessary / Essential Cookies Type: Session Cookies Administered by: Purpose: These Cookies
are essential to provide you with services available through the website and to enable you to
use some of its features. They help to authenticate users and prevent fraudulent use of user
accounts. Without these Cookies, the services that you have asked for cannot be provided,
and we only use these Cookies to provide you with those services.
• Cookies Policy / Notice Acceptance Cookies Type: Persistent Cookies Administered by:
Purpose: These Cookies identify if users have accepted the use of cookies on the website.
• Functionality Cookies Type: Persistent Cookies Administered by: Purpose: These Cookies
allow us to remember choices you make when you use the website, such as remembering your
login details or language preference. The purpose of these Cookies is to provide you with a
more personal experience and to avoid you having to re-enter your preferences every time
you use the website.
For more information about the cookies, we use and your choices regarding cookies, please visit our
Cookies Policy or the Cookies section of our Privacy Policy.
Use of your Personal Data
The Company may use Personal Data for the following purposes:
• To provide and maintain our Service, including to monitor the usage of our Service.
• To manage your Account: to manage your registration as a user of the Service. The Personal
Data you provide can give you access to different functionalities of the Service that are
available to you as a registered user.
• For the performance of a contract: the development, compliance and undertaking of the
purchase contract for the products, items or services you have purchased or of any other
contract with Us through the Service.
• To contact you: To contact you by email, telephone calls, SMS, or other equivalent forms of
electronic communication, such as a mobile application’s push notifications regarding updates
or informative communications related to the functionalities, products or contracted services,
including the security updates, when necessary or reasonable for their implementation.
• To provide you with news, special offers and general information about other goods, services
and events which we offer that are similar to those that you have already purchased or
enquired about unless you have opted not to receive such information.
• To manage your requests: To attend and manage your requests to Us.
• For business transfers: we may use your information to evaluate or conduct a merger,
divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all
of Our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar
proceeding, in which Personal Data held by Us about our Service users is among the assets
transferred.
• For other purposes: we may use your information for other purposes, such as data analysis,
identifying usage trends, determining the effectiveness of our promotional campaigns and to
evaluate and improve our Service, products, services, marketing and your experience.
we may share your personal information in the following situations:
• With Service Providers: we may share your personal information with Service Providers to
monitor and analyse the use of our Service, to contact you.
• With third-party courier companies: In order to deliver your Product, we are required to share
the information with these parties.
• For business transfers: we may share or transfer your personal information in connection with,
or during negotiations of, any merger, sale of Company assets, financing, or acquisition of all
or a portion of Our business to another company.
• With Affiliates: we may share your information with Our affiliates, in which case we will
require those affiliates to honour this Privacy Policy. Affiliates include Our parent company and
any other subsidiaries, joint venture partners or other companies that we control or that are
under common control with Us.
• With business partners: we may share your information with Our business partners to offer
you certain products, services or promotions.
• With other users: when you share personal information or otherwise interact in the public
areas with other users, such information may be viewed by all users and may be publicly
distributed outside.
• With your consent: we may disclose your personal information for any other purpose with
your consent.
Retention of your Personal Data
The Company will retain your Personal Data only for as long as is necessary for the purposes set out in
this Privacy Policy. we will retain and use your Personal Data to the extent necessary to comply with
our legal obligations (for example, if we are required to retain your data to comply with applicable
laws), resolve disputes, and enforce our legal agreements and policies.
The Company will also retain Usage Data for internal analysis purposes. Usage Data is generally
retained for a shorter period of time, except when this data is used to strengthen the security or to
improve the functionality of Our Service, or we are legally obligated to retain this data for longer time
periods.
Transfer of your Personal Data
your information, including Personal Data, is processed at the Company’s operating offices and in any
other places where the parties involved in the processing are located. It means that this information
may be transferred to — and maintained on — computers located outside of your state, province,
country or other governmental jurisdiction where the data protection laws may differ than those from
your jurisdiction.
your consent to this Privacy Policy followed by your submission of such information represents your
agreement to that transfer.
The Company will take all steps reasonably necessary to ensure that your data is treated securely and
in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an
organization or a country unless there are adequate controls in place including the security of your
data and other personal information.
Disclosure of your Personal Data
Business Transactions
If the Company is involved in a merger, acquisition or asset sale, your Personal Data may be transferred.
we will provide notice before your Personal Data is transferred and becomes subject to a different
Privacy Policy.
Law enforcement
Under certain circumstances, the Company may be required to disclose your Personal Data if required
to do so by law or in response to valid requests by public authorities (e.g., a court or a government
agency).
Other legal requirements
The Company may disclose your Personal Data in the good faith belief that such action is necessary to:
• Comply with a legal obligation
• Protect and defend the rights or property of the Company
• Prevent or investigate possible wrongdoing in connection with the Service
• Protect the personal safety of Users of the Service or the public
• Protect against legal liability
Security of your Personal Data
The security of your Personal Data is important to Us but remember that no method of transmission
over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially
acceptable means to protect your Personal Data, we cannot guarantee its absolute security.
Children’s Privacy
Our Service does not address anyone under the age of 13. we do not knowingly collect personally
identifiable information from anyone under the age of 13. If you are a parent or guardian and you are
aware that your child has provided Us with Personal Data, please contact Us. If we become aware that
we have collected Personal Data from anyone under the age of 13 without verification of parental
consent, we take steps to remove that information from Our servers.
If we need to rely on consent as a legal basis for processing your information and your country requires
consent from a parent, we may require your parent’s consent before we collect and use that
information.
Links to Other websites
Our Service may contain links to other websites that are not operated by Us. If you click on a third-
party link, you will be directed to that third party’s site. we strongly advise you to review the Privacy
Policy of every site you visit.
we have no control over and assume no responsibility for the content, privacy policies or practices of
any third-party sites or services.
Changes to this Privacy Policy
we may update Our Privacy Policy from time to time. we will notify you of any changes by posting the
new Privacy Policy on this page.
we will let you know via email and/or a prominent notice on Our Service, prior to the change becoming
effective and update the “Last updated” date at the top of this Privacy Policy.
you are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy
are effective when they are posted on this page.
Contact Us
If you have any questions about this Privacy Policy, you can contact us:
• By email: business@ Yield Group (Pty) Ltd.co.za
• By visiting this page on our website: https:// Yield Group.co.za/#contact-us
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.